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I was defaulted on my loans, despite having ample balance in my dedicated loan payment account. I believe that happened for 2 reasons: 1) the Bank wanted immediate cash payment on the federal guarantee; and 2) it would increase the default rate to bolster their argument that they were taking on high risk debt and should accordingly receive higher compensation from the government.

On the last day of every month I transferred more than enough money into my student loan payment account. On the first of every month the full payment was taken out. For years. Then one day they stopped taking the money out. I made calls, I sent faxes, emails and visited the Bank several times to try to get them to take the money out. No one knew why withdrawals had stopped. I kept making my monthly payments.

I eventually got a call from the Bank telling me they had made a mistake and I owed another $30 a month and I told them to fuck off as that was not what the contract said. They sent me to collections but got no where simply because I kept asking for them to give me a copy of the signed contract that said I owed the amount that they claimed. So the Bank cashed in the federal loan guarantee and the government sued me.

Their documentary disclosure showed that the Bank gave the government an unsigned final loan agreement that inflated the numbers from my signed agreement, and that was the basis of their case.

After two years of depositions and motions, we get to trial. Near the end, the judge calls myself and the other lawyer into his office. To the other lawyer: why are you suing based upon a fraudulent document? You have no case and are wasting the Court's time. To me: You took and spent the money on your education. I am going to rule against you and if you appeal you will win but I do not care.

I agreed and said that I had my check book there but I was damned if I am going to pay the full amount after the shit the Bank put me through. The judge suggested that I pay the full loan amount and he would not make a costs award (in Canada it is a generally a loser pays system; if I lost I could have had to pay the government's legal bill). I agreed but the other lawyer wanted costs.

So the judge ruled against me with no costs award. If I had to guess I would say that they were about the same so the government maybe broke even. In the hallway I had a brief chat with the lawyer and his witness and just told them to send me the bill.

Never heard from them again and the judgement was never on my credit record.

Lawfare has been a bookmark of mine for some time.

The case seems strong enough that Manafort's lawyer was forced to testify before the grand jury under the crime-fraud exception to solicitor-client privilege.

PDF Judicial Opinion

I suspect this is just the first salvo against Manafort. More interesting to me is the Papadopolous Agreed Statement of Facts. It shows that Mueller has several unnamed senior campaign people's balls in a vise. It reads very similar to what I could imagine being the text of further Indictments against Don Jr., Kushner and Manafort just for the meeting they lied about.

Here is the PDF Indictment for Manafort and Gates.

Here is the Papadopoulos PDF Admitted Statement of Facts. The interesting part of this is that the Campaign officials he was communicating with about his meetings with Russians are unnamed eg. High-Ranking Campaign Official. The unnamed Campaign Supervisor encouraged him, and another unnamed foreign policy advisor, to travel to Moscow to meet with their Foreign Ministry.

He also talked about these interactions on Facebook but deleted his account after being interviewed by the FBI. lol

someguyfromcanada  ·  link  ·  parent  ·  post: CANADA BANS SOYLENT

Michael Pollan from "In Defense of Food":

“If it came from a plant, eat it; if it was made in a plant, don't. ”

“Eat food. Not too much. Mostly plants. " By “food” Pollan means real food, not creations of the food-industrial complex. Real food doesn’t have a long ingredient list, isn’t advertised on TV, and it doesn’t contain stuff like maltodextrin or sodium tripolyphosphate. If you have a hard time pronouncing it, don't eat it.

Real food is things that your great-grandmother would recognize.

someguyfromcanada  ·  link  ·  parent  ·  post: Pubski: October 25, 2017

Just to be on the safe side, I over spend on anything that connects me to the Earth: shoes, tires, mattress,/sheets, desk chair, camping pad, etc.

It said I was from Buffalo or Michigan, when I grew up outside of Toronto. Pretty close.

Your slight accent is completely fine and really does need any work unless you want to be heard as having an English mother tongue. Which I guess is the goal when learning any foreign language but isn't anything you should worry too much about. A friend has spoken English and Polish his whole life and began learning English after moving to Montreal when he was about 4 and has a "heavier" accent then you. But then again he likes being identified as Quebecois.

The first video I watched I knew you were from Montreal but with a twist I could not figure out.

This inspired me to write a letter to my Mother that she will never remember. Wish I could write like that.

I saw exactly one Monarch this year. Just last week. Even though I have milkwood and wildflowers in my yard. They were a daily sight growing up.

Something I remembered yesterday:

One of my best friends growing up was a die hard hippie in high school. Peace, love, doobies and a great musician. He is now is a die hard biker who co-owns a Harley dealership, has an even bigger beard and even his bald head is covered in tattoos. Also one the the nicest people I have ever known.

My Mom had not seen Kevin in many years and was grocery shopping when she heard her name being called and was kinda scared when she saw this big guy rushing her before she saw he was coming in for a bear hug. Only recognized him after the hug when she really got a look at his face. That's the kind of lady she is.

He pushed her cart around until she was done and afterwards heard that she had never been on a bike before. He insisted on driving her home so him and several of his buddies roll the thunder into the neighborhood with one of them following behind in her Toyota Camry to drop off the 70 year old former school teacher with her groceries. lol She loved it. And so did they.

And he thinks 94 year old Henry Kissinger does not like his ObamaCare premiums.

That is not the way it works dude. He is 94, has Medicare he does not really need and will not be affected in any way by any change proposed.

someguyfromcanada  ·  link  ·  parent  ·  post: How to Hide $400 Million

I have been following this story for years. The former couple are internet scammers/spammers and she had full knowledge of that but not of his scamming her. That is her complaint.

Here is the Toronto penthouse mentioned.

The yacht Deja Vu.

someguyfromcanada  ·  link  ·  parent  ·  post: Pubski: September 27, 2017

Unfortunately I have not even though it has been something I have wanted to do since I was a kid. Seriously, I read every guide book I can get my hands on just to keep the dream alive. It may seem hard to believe but I have never been able to convince anyone to go with me and I am not into group travel.

someguyfromcanada  ·  link  ·  parent  ·  post: Pubski: September 27, 2017

Don't be such a tease. Post at least a couple of pics. Nepal is one of the most amazing places on this planet.

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