Have you looked into prepaid credit cards like Visa?
That's… news to me (as in term alone, I only knew about pre-paid in cellphone sense). Thank you, I'll read more about how that looks here.
Regarding fees, I do want to put an emphasis on non-EU countries. My card costs nearly nothing per year, national payments are free of charge (aside of some minutia about ATMs but even that is mostly free), and EU fees are almost negligible. Getting something from USA, or even Norway, was just not worth it. Shipping notwithstanding, as this is about bank fees alone.
(also also, maybe more comments will increase the amount of people seeing the post and thus increase donations? :) )
Well, in that case I'll go and put my extra wooly sweater that itches even when you look at it to get annoyed proper. :D