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kleinbl00




"However the disease finally got to her and she fell fatally ill. In the Sick Bay as she breathed her last, she was surrounded by Captain Kirk, Mr. Spock, Dr. McCoy, and Mr. Scott, all weeping unashamedly at the loss of her beautiful youth and youthful beauty, intelligence, capability and all around niceness. Even to this day her birthday is a national holiday of the Enterprise."


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    For a recent study, UCLA-affiliated researchers in fields ranging from anthropology to sociology used cameras to record in great detail how 32 dual-income families living in the Los Angeles area used their homes.

Jesus Christ. Links to Marketwatch which links to a blog which links to another blog which links to the Wall Street Journal from July 6, 2012. Which talks about a book that covers a study from 2001-2005.

32 families. Double-income. In LA. During the Iraq War.

I mean, sure. Nobody uses their formal dining room unless they're formally dining, and nobody uses the spare bedroom unless they have guests over. But pretending that somehow we've discovered something new, rather than warming over a tiny ethnographic cross-section from a time when Celebrity Deathmatch was still on the air, is disingenuous at best.

kleinbl00  ·  link  ·  parent  ·  post: The $42 Trillion Bubble

It might have been Galbraith, it might have been Rosenberg. It might have been both. Either way, the quote is "Bubbles have a tendency of inflating for far longer than most people predict."

    But conservatives are right to point to the importance of bourgeois norms. Three institutions do an impressive job of reducing racial disparity: the military, marriage and church. As the A.E.I. study shows, black men who served in the military are more likely to be in the middle class than those who did not. Black men who attended religious services are 76 percent more likely to attain at least middle-class status than those who did not. As Chetty’s research shows, the general presence of fathers — not just one’s own — in the community is a powerful determinant of whether young men will be able to rise and thrive.

It's almost as if the general erosiveness of society is backstopped by substitute institutions.

kleinbl00  ·  link  ·  parent  ·  post: The $42 Trillion Bubble

    According to Numbeo.com, the rent for the typical apartment in Beijing is $856 USD. Please note, this is still over 50% of the typical monthly income in Beijing. In the United States, (less the West Coast) most renters pay less than 25% of their income in rent.

Holy cherry-picking, Batman.

Nonetheless, the point is taken. The "search for contagion" is interesting; I've been reading Ben Bernanke's ironically titled The Courage to Act and his perspective on the whole housing meltdown boils down to "well if all these evil consumers had listened to us when we said this wasn't a problem we wouldn't have had to use their tax dollars to bail out AIG" while also arguing that the housing market wouldn't have dropped 25% if only those bastards on CNBC hadn't frothed up sentiment so much. Ben Bernanke is a douche, but I digress.

It occurred to me that an outsized "main street concern" is net neutrality. Most rank-and-file consumers think net neutrality exists to keep Comcast from throttling their Mother Jones subscription while streaming Leni Riefenstahl when in fact it lets this happen for free:

IF: 40% of stock market gains are tech and 25% alone are FAANG

AND: a cessation of net neutrality allows old-tech communications companies to charge higher carry costs to new media companies

THEN: ...

I mean, "FAANG" are 5 of the top 6 users of internet bandwidth. The one out of 6 dentists that isn't a massive tech bubble stock?

    Hulu (stylized as hulu /ˈhuːluː/) is an American entertainment company that provides over-the-top media services owned by Hulu LLC, a joint venture with The Walt Disney Company (through Disney Direct-to-Consumer and International) (30%), 21st Century Fox (30%), Comcast (through NBCUniversal) (30%), and AT&T (through WarnerMedia/Turner Broadcasting System) (10%). Through a proposed acquisition announced in December 2017, Disney will acquire Fox's partial ownership, giving it a majority stake if the deal closes.

It's perfectly clear: there are no opportunities available to you that incentivize loyalty and pursuit of advancement. Coupland popularized the term "McJob" nearly 30 years ago but it was 5 years old when he used it.

Some of my friends are rising towards upper class. Most of them are descending towards lower class. Nobody is sitting still.

One of the things that allowed us to invest in building a birth center was moving out of LA. Our monthly expenses went down $1700 a month.

kleinbl00  ·  link  ·  parent  ·  post: Pubski: July 11, 2018

It sure sucks finding out the hard way.

kleinbl00  ·  link  ·  parent  ·  post: Pubski: July 11, 2018

No. Not soon. That is exactly the problem. You need to file a claim with her insurance ASAP.

ASAP.

kleinbl00  ·  link  ·  parent  ·  post: Pubski: July 11, 2018

Medicaid is just insurance. There are dozens of companies that administer it.

I got hit on a motorcycle. I went to get checked out. I was fine. When the urgent care clinic submitted it to my insurance, it got kicked back because my insurance company determined that any injury (or medical treatment) due me needed to come out of the insurance company of the guy who smacked me across I-5.

Yeah. That company ruled I was at fault until I gave them a police report indicating that their driver was 100% at fault and violating three laws.

But since I hadn't made the claim yet, I was out $200.

Fuck insurance companies.

Fun fact: One of our competitors burns through receptionists at a rate of about two per year. They post their job ads on their Facebook page and they post it on Craigslist, and they offer $15 an hour. On the other hand, we talked to a local tech college that trains medical assistants and were told that graduates from their program are expecting $17-$18 an hour and we were assured that at $18.50 an hour they could give us plenty of candidates. Average for the county is $19 (not entry level, across all experience levels).

Note that $15 an hour is for untrained receptionists, while $17 an hour is for candidates with a 2-year AS. A receptionist can answer the phone. A medical assistant can draw blood and do vitals. In taxes and overhead we pay about 50% more so the difference to us is $22.50/hr vs. $27.50. Our extra cost for someone happy with more skillz is about $40 a day or $10k a year on top of the ~50k it's already costing us. So. 20% premium on labor for quality, skilled labor.

And for four years now, they've been hiring new receptionists every six months.

Some recovery.

Our most recent hire? With a master's degree and $150k in student loan debt? Yeah, before we hired her she was delivering food for Amazon.

kleinbl00  ·  link  ·  parent  ·  post: Pubski: July 11, 2018

I think I'll have about enough time to walk halls until I'm exhausted, eat room service, start again in the morning and hop on a plane but thanks.

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