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comment by tacocat

Lotsa overlap in the department that mainly helps children and the department that mainly helps people who have jobs. Is someone looking at those nimble little fingers and imagining them sewing pieces in a clothing line?





b_b  ·  2134 days ago  ·  link  ·  

I'm sick of all the handouts. I think that no one should be eligible for a student loan if they don't have a full time job. How the are these people ever going to learn to stand on their own two feet if we keep loaning then $75,000 at 6.8% with no strings attached?

tacocat  ·  2134 days ago  ·  link  ·  

They aren't inherently bad. The common wisdom with kids seems to be changing compared to what it was when I started college 18 years ago. And took out more than that amount in private and subsidized loans. I'm a tale of warning

b_b  ·  2134 days ago  ·  link  ·  

I hope my sarcasm was evident. I was more commenting on how conservatives have a theory that people who need assistance of any kind should have to work to get it. They've been trying it for years. Here is MI, which is a state that is getting stupider by the year, they recently put in a welfare work requirement that specifically exempts people from rural areas (not sure why a bunch of conservatives would make a work requirement for urban but not rural poor people--real head scratcher). Combining of Labor and Education seems like a step toward fulfilling work requirements for everything.

tacocat  ·  2134 days ago  ·  link  ·  

I was conflicted about how to interpret your reply and chose to take it seriously because it is kinda fucked up to load a person with six figure debt before they even have a career. I've been dodging payment for like a decade

kleinbl00  ·  2134 days ago  ·  link  ·  

Dude.

1) Income-based repayment, which often isn't enough to cover the interest

2) Make 360 payments

3) Forgiveness

That way you keep a credit rating.

tacocat  ·  2134 days ago  ·  link  ·  

My credit is garbage anyway. My dad's a piece of shit and also my cosigner so I've effectively weaponized my poverty against his fear of a drop in his credit rating

I might go down the nonprofit forgiveness route if I make it to grad school