Ach, OK. Thanks to both you and bfv. Sorry, I don't know why it didn't occur to me. :/ Sorry :P. I had a meeting with a person from university finances regarding my scholarships and being absolutely sincere: never before I had such an overwhelming urge to just slap someone. Almost two hours went to waste because 'due to my peculiar situation and age' I had to talk to a woman that was trying to explain to me what's this weird new thing called 'money'. Sorry for whining but aside of her talking to me like I'm autistic, she simply could not believe that she talks to eighteen year old student who has: - savings accounts (one is even so well thought out that I can't get my money in any way other than personally going to the bank… which I hate and hence can save money :D); - additional medical insurance; - already prepared most of the documents regarding my registered tutor income, paid research internship and summer job at the bookstore for tax evaluation; - plans for choosing a rate-fitted retirement fund within next few months; instead of, I don't know, spending my scholarship on drugs and booze?Whoa now, touchy!