I tried to make a credit card purchase from a website whose business is located in England. The transaction went through though the next day the business emailed me to let me know that my credit card company declined the transaction.
My credit card was marked as stolen/incident of fraud and the credit card was cancelled by the credit card company.
Because terrorist/Russian hackers/Darth Vader.
Now I am waiting 7-10 days to get a new card. I tried the same transaction with my debit card only to have the very same thing happen. Card marked as invalid because fraud/terrorist/9-11.
Neither my bank nor my credit card company have found a solution to me using my "take it anywhere in the world" credit card on the world wide web to make a purchase.
Apparently me spending my money from my home to a business overseas is fraud. Literally the government and corporations have decided that I can't spend my money outside of this nation because of fraud.
I am a citizen to a country that has built a virtual wall around its economic citizens entrapping me in the "free market" ... and now their will be talk again of a real wall built around our nation to protect us from immigrant/terrorists/Clone Wars.
The Berlin wall was not built to keep the West Germans out ... it was to keep the East Germans in.
The digital wall is almost done. This election will boost the production of the real one.
I just learned that credit card companies keep secret spending profiles on their customers. If your spending goes outside of the secret file then it is marked as fraud.
I may not view my file. I may not edit it. I may not speak to anyone that has access to it.
Secret lists held by unaccountable unidentifiable people control my money.
Did the credit card companies learned this from the DHS after 9-11 or was it the other way around?
Same thing happened to me when I tried to buy replacement crash bobbins from the UK. Here's the funny thing - I'd bought those very crash bobbins from that very shop before... but since I'd been through three debit cards with that bank (thanks Target and Home Depot!), they had no record of it.
Same bank - I was in Flagstaff refilling my motorcycle. They called me to make sure I was in Flagstaff buying gas. Yes I was! yay fraud protection!
...then they permitted $1500 worth of charges from Yokohama, Japan in the next hour.
Cockups before conspiracy, as the british say. Or, as Heinlein said,, "You have attributed conditions to villainy that simply result from stupidity."
I use American Express for most of my card purchases. If I'm going to make a large purchase that is outside my normal spending behavior, or a purchase overseas I will proactively call them and let them know. Bam, problem solved.
I don't know if the same type of customer service exist with the card products you are using, but if so I would suggest taking this approach moving forward.