I just learned that credit card companies keep secret spending profiles on their customers. If your spending goes outside of the secret file then it is marked as fraud.
I may not view my file. I may not edit it. I may not speak to anyone that has access to it.
Secret lists held by unaccountable unidentifiable people control my money.
Did the credit card companies learned this from the DHS after 9-11 or was it the other way around?