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comment by WanderingEng
WanderingEng  ·  2177 days ago  ·  link  ·    ·  parent  ·  post: Pubski: May 2, 2018

About once a month a financial company calls me, leaving a message for someone else asking about someone I don't know. As far as I can tell, the person I don't know gave them my phone number as a reference for a loan. Presumably they aren't making payments.

I've never called them back. I can't think of a way getting involved helps me, but I want them to stop calling and want to tell them they're stupid for calling references after the person stops making payments. I blocked the number, but voicemails from blocked numbers still come through.





_refugee_  ·  2176 days ago  ·  link  ·  

If you answer and tell them that person isn't at this number/this person has never been associated with the number, they should stop calling you. If they don't and you are in the US you may have consumer protections against harassing telephone solicitations if they do not stop calling you.

Fair Debt Collection Practices states that, if a debt collection calls you and you inform them that the person they seek is not located at this number, they cannot contact you again (unless they have good reason to suspect you are being untruthful). i believe you can seek financial penalties if they continue to contact you

WanderingEng  ·  2163 days ago  ·  link  ·  

I took your advice and called them back. The response was, "sigh That figures. I'll remove your number from our records." Thanks for spurring me on to actually take action. It was really simple in the end.

_refugee_  ·  2162 days ago  ·  link  ·  

Yay! I'm glad it worked easily for you!

user-inactivated  ·  2176 days ago  ·  link  ·