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There was a related round table on CFR recently "The Finance Industry and Its Impact on the U.S. Economy after the Great Recession Is U.S. Finance Hurting Growth?"
Is it hurting growth? I'll have to run that by my "financial advisor", Vinnie Boombats, as he takes 5 1/2 percent of every dollar that I put into my retirement account. I have barely convinced him already that I do not earn enough to pay any longer for his variable life insurance policies that cost me exorbitant sums of money.