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comment by b_b

To add a little bit, credit unions often will offer very competitive rates on car and home loans, and many of them bump your account interest rate or dividend if you hold a loan with them. They are certainly more conservative with whom they lend to, but if you're in, they're hard to beat.





kleinbl00  ·  3237 days ago  ·  link  ·  

True enough.

I'm a member of a credit union because they made me an $8k car loan at 2 points under prime. The agent told me disgustedly that they would make less than $200 on the transaction.