Raleigh Misceo 1.0. Purchased for $350, which was good 'cuz it was stolen three weeks later 20 feet away from one of those goddamn Salvation Army santas ("hey dude! Someone stole your bike!") at the grocery store so I had to buy it again for $350. No suspension which makes it much faster, geared like a road bike which makes it much faster. AND it has a very expressionist map of Seattle on the top tube which cemented the deal. Previous bike was a Marin something-or-other with the magic bouncy Marin seat tube and the magic Marin locking front fork. Bitch popped tubes like it was going out of style. I put two gearsets on that thing and like 4 sets of tires. Then going down a hill the chain sorta flew loose which got it caught in the rearset which caused it to bend all its spokes, destroy the gearset and rub through the back tire so severely that it actually ground down the rim. On the plus side, I rode it out. On the minus side, no more Marin. Which is okay, 'cuz it was like $800 and those rapacious bastards at Bicycle John's sold me an f'n 17" frame and I'm 6'1. I have put more miles on my bicycle in the past 5 years than I have put on my car and I live in LA.
Naaah. See bicycle mishaps involve your mass, ~20lbs of chrome-moly and whatever immovable objects tend to be around, assuming you're clear of traffic. Those can go bad (and they have! Believe me, they have) but the physics are still in the "sports" regime. You get one of these involved and suddenly you're sliding across 4 lanes of the 405 because some fuck in livery figured NOW was a great time to exit the carpool lane, despite the double yellow, and you're hoping that everybody stops 'cuz you're sideways and there's 430lb of Italian exotic lying wounded on the road. Refocuses your perspective on bicycle accidents I tell you what.