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Hell stick it in a 1 to 5 year CD! edit: Stick it in a 1-5 year CD with ALLY BANK, this is not because I work for them (I don't) but because they offer a ridiculously great long-term CD rate and you decide a CD is a good choice for you you should get the best freakin' rate. In fact all their deposit products have very good interest rates. Places like BoA's are straight laughable.