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comment by water
water  ·  3811 days ago  ·  link  ·    ·  parent  ·  post: $11,000 for Every Household: Could Guaranteed Income Work for America?

I think if you took all of the social welfare we have in the USA, housing, health care, food stamps, etc. etc.

Just paid people that money directly. It's more efficient. Less bureaucracy.





nowaypablo  ·  3811 days ago  ·  link  ·  

It's very idealistic to think that giving a household the cash will give them the opportunity to organize it all and use the money maturely on their own. When you're living check to check, for many people that means that they don't have legitimate savings and from experience, you're always catching up to insurmountable expenses that seem beyond your control. Let's be honest, it is safe to assume that a large amount of people that would qualify for the minimum income would not be able to handle their money enough to supply themselves savings for health care, let alone retirement.

Now, if Mincome was to substitute govt-subsidized health care, that means those people would, well, not have govt-subsidized health care, meaning they would not have any health care at all. And that is very bad for the society as a whole, not just the individual.

water  ·  3811 days ago  ·  link  ·  

I don't think Mincome though is the end-all-be-all to guaranteed income plans, just a place to start thinking of ideas.

There is a tremendous amount of waste in bureaucracy, giving cash directly to people allows them the ability to individually tailor plans to their own needs. You could even set something up of a transitionary period where recipients could chose between the current welfare system(food stamps, etc.) or guaranteed income.

We also have to consider that our current Welfare system in the US suffers from a phenomena known as the "Welfare Trap" where recipients are essentially penalized for trying to seek higher forms of income, as it puts them in danger of losing welfare benefits, resulting in a net loss of benefits received.

The Welfare Trap is a real thing that plagues our welfare system(as well a bureaucracy waste) and is a symptom of an engineered plan that doesn't effectively complete the objectives it was designed to fix.

So regardless if we switch to a guaranteed income system or not, our current Welfare system is something we should not settle for, as it has obvious areas that require improvement.

nowaypablo  ·  3811 days ago  ·  link  ·  

    So regardless if we switch to a guaranteed income system or not, our current Welfare system is something we should not settle for, as it has obvious areas that require improvement.

No doubt, which is why despite the blatant risks I think we should try to at least test-run any option we can, a modified Mincome concept included. Even combining them to include health care as an automatic deduction from the income value just like a company will do for its employees. I don't know, I think if we're failing anyway we may as well take the risk of crashing a couple projects and test-runs in the hopes of finding something effective.

am_Unition  ·  3811 days ago  ·  link  ·  

$25,000/year/person = $7.5 trillion/year.

We're not spending that much on housing, health care, food stamps, etc.

water  ·  3811 days ago  ·  link  ·  

Can you show your work? :)

Because if you had a sliding scale like in the article, i.e. cap at x amount of dollars, every dollar earned after that x subtracts .50 cents from each dollar of guaranteed income.

am_Unition  ·  3811 days ago  ·  link  ·  

$25,000 x 300,000,000 = $7.5 trillion

Where is $11,000 per year a living wage??

So let's say you only had 1/3 of the country working below $25,000/year. Even with the sliding scale, that's just too much money.

And you think there won't be bureaucracy involved in distributing this money?

I like nowaypablo's ideas, as per usual.

Edit: Sorry to be a stickler... you can just say "50 cents", as ".50 cents" implies half a cent. ".50 dollars" is acceptable though. I'm an asshole when it comes to units... hah, you can quote me on that.