Come on now, don't be smug. For some people that's an available choice to make, but I don't think that's so for a lot of people, especially those who might already be beyond 32, or are mid-career, or have a family or whatever. Life has a way of tripping people up, even if they do have a good plan, or follow one that has shown promise or success. Furthermore, a whole lot of people are not very good at managing their money, or thinking about the long term, through no real fault of their own, but rather a lack of awareness, training and occasionally, circumstance. I think that the last point that you quoted, is a fair one that deserves examination. Empowering the workforce is a good thing.Or you can work smart, plan and retire when you're 32!
I see what you're saying and I don't disagree. I do think though, that for some people it might take some doing for them to see their obstacles in such a way. You know, "can't see the forest for the trees". Money can be deeply tied to emotion too, which again, can make it hard to visit a perspective. Anyway, I think that the conclusion of this article could work nicely with the advice from the blog. Once work is recognized as a temporary rather than lifetime engagement, real change in favor of the employee might have a chance to really take root.
This is unfortunately so true and a lot of it is societal. The 'rat race' mentality isn't a joke, it's fundamentally American. Most people see nothing wrong with being in debt, for example. The only time it is fiscally acceptable to be in debt is if the interest on the loan is setting you back less than the gains on whatever you're investing the loaned money in -- and that's extremely rare.I see what you're saying and I don't disagree. I do think though, that for some people it might take some doing for them to see their obstacles in such a way. You know, "can't see the forest for the trees".