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comment by blackbootz
blackbootz  ·  6 days ago  ·  link  ·    ·  parent  ·  post: Pubski: July 11, 2018

Jeez. Got hit by a car today while on my bike. I’m ok. Didn’t find any broken bones after a trip to the emergency room. Was riding to work wearing my helmet, not two blocks from my house, when a girl backs out of a diagonal parking spot right into me. Not sure whose fault it is, despite her not looking back thoroughly enough to see me (there were no parked cars next to her to obscure her vision of me). I don’t even know how one would partition blame in as bike-hostile a city as Baltimore.

It was fucking scary. Flipped completely around on my side, was in a state of shock before the pain set in. The heaviest thing about the whole ordeal was the act of calling my mom to break the news to her. I know how much she hates me on one of those things. But she took it really well. I’m lucky have only some lumps and bruises.

Posted up on the couch. Gonna watch the World Cup and relax. Fucking hump day.

kleinbl00 You recently completed your 8,001st mile by bike, not to mention motorcycle. How do you think about accidents?




PTR  ·  5 days ago  ·  link  ·  

I was doored last summer. The physical recovery was not great, but I got better. Mentally, that shit stays, makes you fearful. I haven't commuted by bike since. Wishing you the safest and best.

keifermiller  ·  5 days ago  ·  link  ·  

Werd.

I walk a lot more after my last accident.

kleinbl00  ·  5 days ago  ·  link  ·  

You know what's an eye-opening experience? Lane-splitting through rush-hour traffic for 30 miles a day on a tall motorcycle.

1) Everyone is stoned. EVERYONE. You smell weed the entire way.

2) Half of the people are on their phone. So that's 50% of traffic that is not only chemically inebriated, but also distracted.

3) What's going to get you is the SMIDSY.

There are studies I can't find at the moment that indicate drivers in traffic see objects that look like cars. Vertical objects like motorcycles and bicycles? Those get filtered out like the invisible gorilla.

It's her fault. 100%. She hit you with a goddamn car in a parking lot. You get the consequences, though, because you're on a bicycle. So yeah - she needs to be paying your medical expenses (because here's a fun one: if you went to the hospital and reported that you were in an accident, YOUR HEALTH INSURANCE IS NOT GOING TO COVER YOUR BILL). But you also need to understand that the cars around you aren't trying to kill you, but they're also studiously NOT trying NOT to kill you.

I haven't been hit by a car in... two years now. But I've been hit by cars three times. Four, if you include the motorcycle. In all cases, it was people paying absolutely no goddamn attention and 100% their fault. In three cases the only way I could have avoided it was to not be in their vicinity at the time.

I think my primary skillz over the past 7000 miles have been widening my vicinity.

blackbootz  ·  4 days ago  ·  link  ·  

Thanks. I've used the word SMIDSY twice today explaining what happened to me.

I realize I have to be even warier and more distrusting than I was. Because I want to keep commuting by bike, it's become a total joy to me to get my heart rate up, not sit in traffic, feel the sun on my face, etc. etc. But I have to ride with 600,000 cranky indifferents.

    because here's a fun one: if you went to the hospital and reported that you were in an accident, YOUR HEALTH INSURANCE IS NOT GOING TO COVER YOUR BILL

Does this apply to Medicaid? Hope not.

kleinbl00  ·  4 days ago  ·  link  ·  

Medicaid is just insurance. There are dozens of companies that administer it.

I got hit on a motorcycle. I went to get checked out. I was fine. When the urgent care clinic submitted it to my insurance, it got kicked back because my insurance company determined that any injury (or medical treatment) due me needed to come out of the insurance company of the guy who smacked me across I-5.

Yeah. That company ruled I was at fault until I gave them a police report indicating that their driver was 100% at fault and violating three laws.

But since I hadn't made the claim yet, I was out $200.

Fuck insurance companies.

blackbootz  ·  4 days ago  ·  link  ·  

Fuck.

I have the chick’s contact info. I told people at the hospital I was hit by a car. Am I gonna get a bill in the mail soon?

Fuck.

kleinbl00  ·  4 days ago  ·  link  ·  

No. Not soon. That is exactly the problem. You need to file a claim with her insurance ASAP.

ASAP.

blackbootz  ·  4 days ago  ·  link  ·  

Thank you—will do this ASAP then. Jesus I don’t know the first thing about this shit.

snoodog  ·  4 days ago  ·  link  ·  

Depending on the extent of injury and quality of insurance you have it sometimes better to say you had a bike accident and lie.

blackbootz  ·  4 days ago  ·  link  ·  

    Depending on the extent of injury and quality of insurance you have it sometimes better to say you had a bike accident and lie.

I told several people at the hospital, including some hospital insurance scribe, that I was hit by a car. Probably too late for that.

kleinbl00  ·  4 days ago  ·  link  ·  

It sure sucks finding out the hard way.

steve  ·  5 days ago  ·  link  ·  

Sorry mate. That significantly sucks. 100% her fault.