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comment by kleinbl00
kleinbl00  ·  2605 days ago  ·  link  ·    ·  parent  ·  post: If you had $5000....

I mean, it's just math. It's barely algebra. I think you'll find that if you call the number on your statements and say "I have questions" they'll leap at the chance to give you opinions. At least then you're getting advice that directly relates to you, rather than the current whim of some blowhard on the internet.