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kleinbl00 · 2445 days ago · link · · parent · post: Does anyone know anything about personal finance stuff?
Mathematically it probably is. Every cent you pay over minimum should go to principal, not interest, meaning that less interest can be charged. We pay a smidge over minimum pretty much every month. But then, we also got to abuse TARP funds and turn our 2-year-old 30-year into a 15-year with the same payment back in 2009 so there's that.