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Suddenly, I want the housing market to crash so bad I could just write a fat check and call it a day.Honestly, if housing prices go down, it should be easier to get a loan because you'd need a smaller one.
You want a buyer's market - more houses than prospective home buyers to force sellers into more competitive pricing. Is it selfish to desire favorable market conditions for major purchases, especially if we are talking about the potential biggest purchase of your life? I don't think so, I think it's smart.