If you try to communicate honestly with someone and they immediately jump at you, harsh, critical, making judgments, that's not a good sign. I don't really know the particulars of your sitch, but your boyfriend seems like he is not being the person Mr. Rogers wanted him to be in this matter. If you were mentally disabled to a profound degree, I could understand someone wanting to control a person's checking account. But this? Unless your finances are inextricably linked (like, you're spending his paycheck on your drugs), what you do with your own money is none of his damn business. However, from what you've said, there seems to be some blockage issue regarding your confusion about being honest and straightforward with people, which can be contributing to your situation. It's understandable. My intuition is telling me this might be a boundary issues thing. My initial suggestion would be to do research online about healthy boundaries, and that might help somewhat, point you in a good direction.