I'm of the impression that the Internet (and technology in general) has lowered the barrier of entry for new businesses in ways never before scene.

If the Internet is "ruled by the giants" I'd like to understand what they do to stop me from starting my own business.

I run my own instance of OwnCloud that let's me handle my own file syncing across all my devices. Then I use PasswordSafe and use a synced password database via OwnCloud so I always have access to my passwords on all my devices. The encrypted database never leaves my control even though I'm using file syncing.

This is Dan Carlin, right? He's got some great podcasts.