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user-inactivated · 3239 days ago · link · · parent · post: Opening my first checking account (I'm 18), which bank should I use and what should I look out for?
Read, read, read this about credit cards. Also good idea nowaypablo to look up your credit score (ballpark, not the formal version). You may think you don't have one at all but you'd be surprised. There are plenty of credit cards, some good starter ones, some specialized ones. All have uses; it's okay to have several cards if you're the kind of person who's really into keeping a budget, tracking their different percentage savings, etc. It's free money for smart people. The thing that matters is never signing up for one that has a yearly fee or will ever have a yearly fee. Bottom line is that if you don't have much money don't spend any. Debit card will do you just fine for a few years.