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comment by user-inactivated
user-inactivated  ·  3290 days ago  ·  link  ·    ·  parent  ·  post: Amazon starts offering loans to customers with pay monthly option

No idea, sorry. I meant no annual fees. I fear debt so I would never not pay off my balance.

Essentially it's a $40 dollar gift card to Amazon that requires you to fill out a form. And then from there you can do whatever you want.





user-inactivated  ·  3290 days ago  ·  link  ·  

Debt is a tool, and like any tool, when misused it can destroy your life. Learning to manage debt is about as critical a life skill as any.

Use a no-fee or low-fee card that gives the rewards that will best help you in your goals and use that card, pay it off in full every month, etc.

Easy to say, hard to do.