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I have a what we call "НЗ" [ehn zeh], meaning "untouchable stash" (a Soviet relic), of money in the house, and I store everything I don't spend during the week there so as to come up with more money for stuff I'd like to buy - a new laptop, a semi-pro photocamera, so on. My parents send me money through the Gazprombank credit card (since we're in different cities), and while it does wonders to my spending as I cash out only as much as I need, I prefer to take all the cash and keep it on my person. Plus, there's always about a hundred rubles in my coat's pocket since I no longer spend cash on public transportation due to monthly tickets. It isn't much, but I can buy a cup of coffee or a loaf of bread even if I don't have any banknotes on me.