Sounds like you appreciate redundancy too, with 2 different hard drives!
Me telling you what happens in my life is not a statement about nor a judgment of yours. I like how we are both adopters of technology in different ways. A smartphone certainly is an always-on, always-connected (with friends and information) economical use of space in your life, and as you say, the data is replaceable in the case of damage or loss.
Do you live in the city? One day I may be more mobile; for now, I am rural, so the internet is not wireless hotspots, it's cable or landlines. Is that part of reasons for the difference?