These are all addressed to some degree in the link, but here's my take: 1. I should be married Take your time. Don't rush this one, ever. If you're 40 and unmarried, so be it. Don't marry to be married. Horrible decision 2. I should know what I want to do I am in my mid-30's and I still change my mind about what I want to do, often. 3. I should settle down worst advice ever. Move around, see the world and accrue experience via travel. Settle down when you think it's time, not when others think so 4. I should spend all my money This is a big NOOOOOOOO. Save, save, save. Spend some money and enjoy being young, but don't be lavish. Save money in an IRA or some other retirement vehicle. This is the most important thing you can do for yourself. Unless you're already wealthy