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and also, perhaps you should clarify the "deal" with the family friend. If the friend wanted to encourage your music career by helping your education, you can let the friend know how the courses (including jazz history) has helped set the stage for your music career and if you did not finish the degree, the loan was not wasted. If the friend thought there was real value in a degree, perhaps for a future academic career as well as a music education, you might consider having a talk with the friend before going further.