holy crap hubski did not want me to reply to you, the comment box kept disappearing. yeah, right? the troubling part is housing is really, really expensive right now as someone who has to front it with a partner and no family help, right? but then rent prices also keep increasing and creeping higher and higher which is like...well, if i bought a house...at least i'd be building equity? so currently in the "fuck it imma just throw my savings into maxing out retirement funds and putting the rest into index funds" mode which...i guess isn't the worst option?My least-flip comment is "but it's all policy-driven." 2008 was about the financialization of home ownership; 2022-on is about the financialization of rentier home ownership. Rent controls, first-time homebuyer incentives, urbanization programs, there's several ways to bend the arc, it's just that this incoming administration won't do any of them.