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Driving to work today, I see a partially annihilated metal ladder by the side of the freeway and think "somebody messed up bad. Glad I wasn't the one to hit that". A few minutes later, a car to the left and in front of me hits some piece of debris and sends it flying under my car and immediate grinding and scraping ensues. I pull over and manage to dislodge the giant hunk of metal just from reversing. The plastic undercarriage shield is torn up, but I think I got away with no real damage. That was a morning wake-me-up.