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If there is one I am coming to believe over the course of the pandemic and recent political events, it’s that our institutions are not as robust or incorrigible as I thought. They appear to be remarkably easy to render ineffective or to utilize against the general populace.

I am of the belief it is because of the direction of destruction rather than creation, that is causing this. Let’s use a real world example: it takes Toyota 17-18 hours to construct a car. Takes a few seconds to total that same vehicle in an accident.

What about credit ratings? How long does it take to achieve an 800? And then what happens with a single missed payment?

The world isn’t setup to sustain.