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Cars are bought for 1-5% use cases. How often do you need 4x4? How often do you need to tow? How often do you need to haul gravel? Maybe 10-20 times a year total per year for all 3. But you can’t really practically get those features the few times you need them so you end up driving with them idle 95% of the time. The cost premium between truck and not isn’t awfully high, when you factor in depreciation into cost of ownership the truck might come out cheaper. Then there is economics and safety at play as well. At the end of the day the truck is the American system summed up in an object. You buy it because it’s optimized for your personal outcome over that of the collective whole and it’s so damn expensive poor people need not apply.