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Isn’t redlining an agreed upon practice of discrimination? Sort of like, “Hey fellow white-guy, I think that this black family, who appears to qualify for our better mortgage rate has some “technical issues” that are unique to just them (wink...wink...) so they’ll have to unfortunately pay our premium mortgage rate.” Gentrification may be similar, but as far as I know it’s typically not as well organized or intentionally subversive although the end results can be the same. For former D & D gamers like myself, maybe redlining is lawful-evil, where gentrification is more chaotic-neutral to chaotic-evil depending who you ask.