Also just as an aside and a hat tip to the common knowledge game driving every single thing about investment, keep your eye on Buffett and stock prices: So. 1981-1999 beats the best stock growth we've ever seen. 2009-2018 beats the growth from 1981-1999! Stocks are fuckin' amazing. We'll just ignore that dump from 2007-2009 (14,000-7000 - 50% retraction) and we won't pay attention to Nasdaq (which depending on where you pick has gone from 1376 to 1400 in 8 years or 1500 to 8000 in 10). STOCKS ARE GROWTH. EQUITIES ARE JESUS. Crypto is anthrax and a fool and his money are soon parted. The Dow peaked at 381 on September 3, 1929. It troughed at 41 on July 8, 1932. That's an 89% reduction in value. Bitcoin peaked at $19,981 on Dec 13, 2017. It troughed at $3128 on Dec 6, 2018. That's an 84% reduction in value. But remember - stocks are patriotic and crypto is for hackers and child molesters. The increase in equity values since 1981 beats anything you can find in history. This increase even surpasses what you would have realized if you'd bought stocks in 1932, at their Depression bottom--on its lowest day, July 8, 1932, the Dow closed at 41.22--and held them for 17 years.