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Typical semester degree is 120 credit hours, right? Typical quarter degree is 180. Across 4 years that's 12 quarters is fifteen credits per quarter. 120 credit hours across 4 years is 8 semesters is also fifteen credits per quarter. 26 credits is 16 credits (full load) at one school and 10 credits (2/3rds load) at another school with a 30-minute commute between the two. it isn't quite two semesters at once but it's close. 30 credits a quarter is two semesters at once. And I've done that. And my wife made a habit of it. And it still took her five years.