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When it is an emergency, you don't wait. My ex went unconscious a few years back due to lysteria-meningitis. The emergency treatment was incredible. No bill, no breakdown. When I lived in BC in the 1970s, we'd occasionally get a report on our use of the health care system, but that was a long ago in a province far, far away. Question to Hubski - although I doubt anyone will see it: Would you rather make your own monthly health care payments or have higher taxes? I've just been reading about obamacare vs Canadacare and some comparisons in Wikipedia. Among other possibly true stats in the wikipedia article was that among 190 World Health Organization member countries, Canada ranks 30th and the US 37th in health care.