You honestly think everybody just knows how to handle personal finance ? I very clearly pointed out that America seems to have ALOT ( I even wrote it all big and stuff ) of problems to work on which I wasn't fully aware of. Many Americans love trying to point out that their health insurance isn't actually a lot of money and it's waaay better than the system we have in Canada. So even though we are told about these programs to help the poor pay for healthcare in America apparently that was mainly BS. I very clearly explained that these are problems which are apparently much bigger than people like to admit (although I think that's just how they respond when Canadians get smug and they want to say no no it's not that bad). The thing is as much as I can see a cost of living problem I can't really ignore the people who have no idea wtf to do seeing as they are my peers. If they weren't I probably wouldn't see the problem but holy shit it's a problem.