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steve  ·  3053 days ago  ·  link  ·    ·  parent  ·  post: Do you have cash on you?

When I'm counseling people with money trouble I make them do this. It's cash for EVERYTHING where possible. (and I'm not suggesting you have money problems). But if some one wants to really get a handle on their finances... a written, posted budget and a cash only system is a GREAT way to start.

The whole rewards card thing is great and all - but requires discipline.