Honestly? Obamacare gave our insurance company force majeure to cancel our existing, carefully selected, carefully grandfathered $230/mo insurance and force us into $874/mo insurance with triple the deductible, half the coverage and a pugnacious reluctance to pay anything. At the same time, I recognize that as the middle-class guy with a viable job, it's my lot to pick up the slack for people who otherwise would have zero insurance so, okay, I'll take that on the chin. Until I can slide into happy Union insurance that has a deductible of $5, covers everything and provides benefits through the nose while costing me $50 a quarter. The fact that I can slip through all three of these scenarios in the space of 9 months without moving, changing jobs or otherwise experiencing any major or minor changes to my life or lifestyle says a shitload about how fucked up the system is. That $5,000 toxoplasmosis pill? Tip of the fuckin' iceberg.