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OMG y'all are nuts. 100k would be a huge game changer. I have been meaning to check this thread as I find it pretty interesting and I like talking about money/finance/budgeting. I am going to pull out my budget spreadsheet and tell you all about how I would just destroy my debts.

Maybe it is just that 100k seems like a lot abstractly. But I very well might quit my job! Ha!