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By the time you get to the end of that book, you'll discover that one of Graeber's arguments is that capitalism cannot be considered by its participants unless they have a sense that the world will end soon. 'Anyone who believes in indefinite growth in anything physical, on a physically finite planet, is either mad or an economist.' - Kenneth Boulding Here's how I look at it: I may never retire. I may never get to retire. That doesn't mean I can't invest. It's all about understanding the rules and how to get the most out of them.