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The system is widely acknowledged to be flawed and at the point of collapse. The McCarthur Foundation, the Gates Foundation and a couple other fellowships are all working on systems whereby college credit would be interchangeable, could be challenged via testing to earn without paying, and could be accrued online, in person, etc. such that all college credit would be effectively the same. When that happens a whole bunch of calcified interests are going to crumble, and a whole bunch of for-profit diploma mills are going to shutter.