I think I'm one of the rare kind who doesn't accrue any student loans. There's a pot of savings that I'm slowly depleting, but at a rate that I might still have something left at the end of my university career. Most months I break even. Thank god for study benefits and a part time job. Since I am financially good, I get to do awesome things beside my studies. I do an honorary programme (25% more credits on top of regular bachelor) which is often really interesting and it got me to Hong Kong. I'm in some committees and was recently invited to something we call dispuut, which is a society / association, invite-only based on your accomplishments. Basically once a month a meetup with discussions on planning issues with really interesting people. Like what I imagine a hubski meetup would be like but with people in my field of study. I'm really proud to be noticed for my efforts.