Yeah, but you can shift the focus for you. For example, if you retired at 32 and didn't need to work, you could spend the days writing or figuring out a way to finance personal travel or something. It's an appealing idea to me. I am very, very frugal, but when I spend money, I really spend money. If I didn't love my dog, I would have some. Fun fact: on some airlines, if an animal (with shots and papers of course) weighs 25 lbs or less, it can be hand carried on an airplane to the US for no additional charge. However, my dog weighed 28lbs at the time and the carrier was very . . . I'll use the word, "insensitive" and so I had to ship my dog as cargo via a pet shipping company. Not only did he arrive in America on a nicer airline than I took, but his ticket and cost of travel cost more too. :(