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Yeah. Like record labels, publishers lend advances and charge interest. Their crazy accounting tricks diminish royalties until it becomes next to impossible for an author selling tens of thousands of copy to earn a living. They do next to no marketing, unless the book is a sure fire win. And they've even stopped offering real editing. Cut your price in half and sell an ebook. Build audience share. Ten to twenty thousand copies for $5 @70% royalties through Amazon and you're earning enough to live on. Sure, you've got to hire a freelance editor. You'll need to hire a freelance graphic designer for a decent cover photo. But the way things are going with the publishing monopoly, you'd have to do all that anyway. Just fuck them all.