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And that's where my main struggle lies. Because one year in school doesn't equate to one year of paying off debt. I was not very wise when choosing a school and tuition is about $40,000 a year. Granted I have Financial Aid, but it's still quite a bit of money. The only thing I can think of that I would use a BA for is to join the Peace Corps. But even then, their requirements are either a bachelor's degree or four years of professional work experience.