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user-inactivated  ·  3236 days ago  ·  link  ·    ·  parent  ·  post: Opening my first checking account (I'm 18), which bank should I use and what should I look out for?

    Yes. Credit unions are local.

I am able to get cash across the country with no ATM fees. Like all things finance, it depends on the bank/credit union. The way mine works is that you can go to any credit union ATM and get cash for free. But I use my rewards card for 99% of everything I do so for me this is not an issue.