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With the exception of large purchases or purchases where I want a paper trail (think buying electronics or paying for medical or car repair bills) I deal exclusively in cash. Ever since I've switched over from using credit/debit to dealing in cash I've had better control over my finances and my credit card debt is near zero. I still keep receipts so I know where all of my money is going, plus the Sunday afternoon act of actually figuring out where I spent all of my money on the week prior also helps towards being aware of how and how fast I'm spending my money.