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See, and I don't even think the interest rates will matter that much. Sure - rates go up, prices will go down as financing becomes more dear but it won't change the transactional nature of home sales. I think credit got way too goddamn easy again. Go google "subprime loans" or, for true fun'n'games, "subprime car loans" or "student loan debt" and tell me how we're going to walk this one back gently, no interest rate shenanigans necessary.