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dublinben · 2447 days ago · link · · parent · post: Does anyone know anything about personal finance stuff?
I think that your steps zero and one are probably the most realistic recommendations for receiving a "bit of money, not a ton." If this is unlikely to be a life-changing amount of money, then it's probably unnecessary to worry about thinking any further than those steps. If this is actually a potentially life-changing amount of money (six-figures or more), then I recommend the advice on this Bogleheads managing a windfall article.