Soo, I recently came into a bit of money, not a ton, but more than I've ever had in my life, and I don't quite understand what to do with it.
I've tried to read some online info, but I just feel more overwhelmed than before I started, and there is absolutely no consensus whatsoever in the slightest, and everyone seems very confident that they are right.
I contacted a couple of financial advisors, but those interactions have left me feeling a bit off-put, I feel pretty protective of what I do have and I'm kind of a control freak, so I want to understand the reasoning behind the suggestions they made. However, it all seemed very opaque and information I read either goes over my head just slightly or seems misleading. I'm used to reading scientific publications and if anyone tried to published some of the graphs I keep seeing from financial services groups, they would be laughed out of the room.
In the end, I'd like to understand exactly why I would put my money somewhere, and then feel fine about just leaving it alone. Anything that requires even the slightest management on my part is going to make me too obsessive, I'd like to trust someone who knows what to do to inform me, but no one seems to in the business of instilling confidence.
I'm for sure not asking anyone to make a plan for me, I just need to know if there resources that I am missing that would help me understand this process better? I'm thinking about just throwing it in an index fund and walking away, but how do I figure out which is the best one for me? I get how they work, but the details beyond that are kind of lost on me and I'm tired of talking to people who are motivated by their slice of my pie to inform me.
I know this is a very privileged problem but I was not raised around financially competent people (my dad just tells me to buy gold because the end of the world is coming), and I'm feeling really stressed out by this whole affair.