When banks can use deposit dollars to speculate on the possible behavior of markets, it's going to cause problems no matter what you call it. The US taxpayer was fleeced. That's the problem, not capitalism. Deposit dollars were funneled into a speculation bubble, and when it popped, the taxpayer footed the bill. I think having 6 banks is close to Central planning. This travesty coupled with tax rates that go down with income has left us at a place where 400 people have as much as 150,000,000 others in this country. That's not the sign of democracy. No one (well except for the 400, maybe) would vote for that eventuality. Capitalism without adequate rule of law can get you there, but it's not capitalism's fault. (got to watch the video. Too sleepy. Will tomorrow!)